A spreadsheet can enhance your accuracy. Yes, creating a spreadsheet will probably be an component of the procedure, but there's far more besides. It is really only a calculator, but with much more flexibility. It will help you keep things very organized. Not only that, but can keep a real time sum total of how much cash you've left available to spend over a specific time or for a particular category. The Excel budget spreadsheet is readily exported so you could analyze it afterwards or use the data for different functions. Whatever the case, worksheets are broken up into weekly, monthly, and yearly templates.